Real Estate Resilience: Treasure Valley Outperforms National Trends

Recent data from real estate analysts, highlighted in a Realtor.com article, shows a sharp increase in U.S. foreclosure activity: October 2025 marked the eighth straight month of year-over-year increases. There were 36,766 properties with foreclosure filings — a 19% jump from the prior year — and completed foreclosures rose 32%. 

This is certainly a headwind. Rising foreclosure starts reflect growing stress among some homeowners as housing costs, borrowing costs, and other financial pressures mount. Analysts point out, however, that even with these increases, foreclosure activity remains well below historic highs.

Here’s the good news: while some regions are showing signs of distress, Boise and the greater Treasure Valley remain strong, stable, and increasingly attractive. In fact, our local market is continuing to demonstrate healthy fundamentals that make real estate here a compelling long-term play.

1. Sustainable Growth & Stability

• According to local reports, home inventory in the Treasure Valley is rising, but prices are holding firm — not collapsing.
• Ada County (Boise) saw a modest but meaningful median price increase: up ~2.1% in one recent report.
• Though growth has cooled from the frenzy of the pandemic boom, the pace now feels more sustainable.

2. Strong Long-Term Value Trends

• Over the past decade, the Treasure Valley (especially Ada and Canyon counties) has seen solid value appreciation.
• Nearly half of recent sales in the region are new construction, suggesting ongoing demand and investor confidence.
• Experts project moderate but steady future appreciation — not explosive, but resilient.

3. Economic Momentum

• Boise’s economy is not just growing — it’s strengthening. Major investments, like a large-scale Micron expansion, are expected to fuel job creation and housing demand.
• Quality-of-life investments (like infrastructure, greenbelt upgrades) reinforce Boise’s appeal as both a livable city and long-term growth market.

4. Desirable Lifestyle + Market Recognition

• Boise consistently ranks high for lifestyle, affordability (relative to coastal tech hubs), and livability.
• Because it’s becoming more well-known — yet still more affordable than some bigger metros — the Treasure Valley is on the radar for both people relocating and for real estate investors.

Against the backdrop of a national foreclosure uptick, Boise’s real estate market is not only holding its own — it’s thriving. Our market continues to offer stability, value, and long-term upside. As more people discover what makes Boise special, and as our economy continues to deepen, real estate here is likely to remain one of the smartest investments for both your lifestyle and financial future.